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Terms and Conditions

Effective Date: October 9, 2026
Last Updated: October 9, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyfiredamagedhomeshialeahflorida.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Hialeah Florida (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the property and transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website presently markets our business principally as a direct cash purchaser of fire-damaged property in Hialeah, Florida.

Depending on the transaction, we may act as:

Our actual role depends on the transaction documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to acquire property for our own account:

4. No Obligation to Sell

Submitting information or requesting an offer does not obligate you to sell.

A Website form submission is an inquiry and is not a purchase agreement.

You may reject a proposed offer unless and until you execute a legally enforceable transaction agreement, subject to any applicable statutory or contractual cancellation rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily authorize that person to bind every other owner.

7. Property Research

We may research:

8. Property Assessments

An acquisition evaluation may include:

An evaluation performed for our acquisition purposes is not automatically an inspection or professional report performed for the seller’s benefit and is not a warranty concerning property condition.

9. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into a legally enforceable transaction agreement.

A preliminary offer may change after due diligence.

10. Offer Methodology

A potential offer may take into account:

No particular valuation method, purchase price, or financial result is guaranteed.

11. Binding Transactions

A binding real estate transaction arises only when applicable parties execute legally enforceable transaction documents.

Closing may depend on:

12. Florida Does Not Use One Universal Statutory Residential Condition Questionnaire

Florida does not impose one universal statutory residential seller-condition questionnaire comparable to the mandatory forms used in some other states.

That does not mean a residential seller may freely conceal defects.

Florida’s seller-disclosure obligations arise from:

13. Johnson v. Davis Disclosure Rule

Florida Supreme Court precedent establishes that when the seller of a home knows of facts that:

the seller has a duty to disclose those facts to the buyer.

This principle applies independently from whether a particular voluntary seller-disclosure form is used.

14. Fire Damage Can Be a Material Fact

Fire-related conditions can materially affect the value or desirability of residential property.

Depending on the facts, relevant conditions can include:

Known latent fire-related conditions materially affecting value or desirability should not be concealed or misrepresented.

15. As-Is Does Not Eliminate the Johnson Duty

The Website advertises purchase of property in as-is condition.

An as-is agreement can allocate substantial repair and inspection risk to the purchaser.

However, Florida law does not permit an as-is clause to be treated as blanket permission to conceal known latent material defects.

A seller should not intentionally misrepresent or conceal a known fire-related condition simply because the buyer is purchasing as-is.

16. No Universal Requirement to Repair Fire Damage Before Sale

Florida does not impose one general statewide rule requiring every fire-damaged residence to be completely repaired before sale.

A damaged property may potentially be transferred in its existing condition.

Separate:

may nevertheless affect the property.

17. No Universal Fire-Document Package

Florida does not impose one universal requirement that every fire-damaged seller automatically provide every:

to every buyer.

Particular records may nevertheless be:

18. Florida Flood Disclosure

Florida separately requires a statutory flood disclosure in residential real estate sales.

The seller must complete and provide the disclosure at or before the time the sales contract is executed.

The disclosure addresses:

19. Firefighting Water Is Not Automatically the Same as Statutory Flooding

Water damage caused by firefighting activity can be highly material to a fire-damaged property.

However, Florida’s statutory definition of “flooding” for the flood disclosure is directed to specified inundation caused by:

Firefighting-water damage should therefore be evaluated and disclosed on its own facts rather than automatically treated as a statutory flood event.

20. Known Sanitary Sewer Lateral Defects

Florida separately requires a seller, before executing a sale contract, to disclose known defects in the property’s sanitary sewer lateral.

Fire, ground movement, demolition, heavy equipment, or repair activity can occasionally affect utility connections, so known sewer-lateral defects should be considered separately.

21. Florida Radon Notice

Florida requires specified radon-notification language on at least one document, form, or application executed at or before the contract for sale and purchase of a building.

The transaction documents should contain the statutory notice where applicable.

The notice requirement does not itself mean every property must undergo radon testing before sale.

22. Pending Code-Enforcement Proceedings

Florida imposes specific requirements when property subject to a pending code-enforcement proceeding is transferred after the initial pleading has been served and before the hearing.

The transferor generally must:

Failure to make required pre-transfer disclosures can create a rebuttable presumption of fraud.

23. Hialeah Certificate of Re-Occupancy

The City of Hialeah requires a Certificate of Re-Occupancy for applicable real estate closings and other transactions involving residential units.

The purpose of the City’s re-occupancy inspection is principally to determine compliance with current zoning requirements.

Where applicable, the parties should obtain the required certificate as part of the transaction process.

24. Re-Occupancy Certificate Is Not a Condition Warranty

A Hialeah Certificate of Re-Occupancy is not:

A buyer may conduct additional due diligence.

25. Hialeah Permit Requirements

Hialeah generally requires a permit before a property owner or authorized agent undertakes covered:

Common fire-restoration projects requiring permits can include:

26. Hialeah Unsafe Structures

Under the local unsafe-structure framework, a building may be considered a fire hazard or unsafe because of conditions including:

A fire-damaged property should therefore be reviewed for outstanding unsafe-structure proceedings or orders before closing.

27. Sale Does Not Automatically Cure City Violations

A sale does not automatically:

Transaction documents should allocate responsibility for known City requirements.

28. Cleanup, Demolition, and Restoration

Any:

must comply with applicable:

Nothing in these Terms represents that we personally perform regulated contractor services unless lawfully authorized.

29. Inspections and Due Diligence

The fact that the seller need not make repairs does not mean the purchaser gives up all due diligence.

Our due diligence may include:

30. Fast Offers and Closing Claims

The Website advertises:

These statements describe potential or intended transaction timing and are not guarantees.

Actual timing may depend on:

31. No Repairs, Cleaning, or Renovations Before Sale

The Website states that sellers generally do not need to repair or clean the property before selling to us.

That is a description of our possible purchase criteria and does not mean:

The signed transaction documents control.

32. Closing Costs, Commissions, and Fees

The Website currently advertises:

Where these terms are offered, the actual purchase agreement, title/closing documents, and final settlement statement control.

Website marketing does not override signed transaction documents.

33. “Fair,” “Competitive,” and Market-Value Claims

The Website describes offers as fair, competitive, and based on market value and condition.

Those descriptions do not guarantee that:

The actual purchase agreement controls the price.

34. Florida Real Estate Licensing

Florida generally defines a broker to include a person who, for another and for compensation or expected compensation, performs or attempts to perform specified real estate activity.

Regulated activities can include:

Nothing on this Website authorizes unlicensed brokerage.

35. Owner/Principal Exemption

Florida generally exempts an individual or entity selling, exchanging, or leasing its own real property, subject to statutory limitations.

A genuine principal owner dealing with property actually owned by that person or entity therefore may be situated differently from someone acting for another owner for compensation.

36. Principal Purchaser

A genuine buyer purchasing property for its own account is also differently situated from a person acting as another party’s broker.

However, describing a person as an:

does not by itself determine whether licensing law applies.

Actual conduct controls.

37. Wholesaling and Contract Assignments

As of October 9, 2026, Florida does not maintain a separate comprehensive residential-wholesaler registration and mandatory seller-cancellation statute comparable to the specialized wholesaling laws enacted in some other states.

That does not mean every assignment or wholesaling business model is automatically outside Florida real estate licensing law.

38. Contractual or Equitable Interest Is Not Legal Title

A person holding a:

should not falsely represent that the person:

39. Assignment Depends on the Contract

Whether a purchase contract may be assigned depends on:

Nothing on the Website guarantees that a particular transaction may be assigned.

40. Homestead Property

Florida has special constitutional protections concerning homestead property.

Where qualifying homestead real estate is owned by a married person, spouse joinder can be required for a valid sale or mortgage even where only one spouse holds record title.

Title and closing professionals should determine whether homestead and spousal-signature requirements apply to a particular property.

41. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

42. Florida Foreclosure-Related Rescue Services

Florida separately regulates foreclosure-related rescue services.

A person can become a foreclosure-rescue consultant when, for compensation, the person offers services relating to:

A direct property purchase should remain operationally distinct from paid foreclosure-rescue consulting.

43. Written Foreclosure-Rescue Services Agreement

Where Florida’s foreclosure-rescue-services statute applies, the consultant generally must execute a compliant written agreement before initiating covered services.

The agreement is subject to detailed requirements concerning:

44. Advance Review

A covered foreclosure-rescue consultant generally must give the homeowner the proposed agreement to review at least one business day before the homeowner signs it.

45. Three-Business-Day Rescue-Services Cancellation Right

A homeowner entering a covered foreclosure-rescue-services agreement generally may cancel the agreement within three business days after signing, without penalty or obligation.

That cancellation right cannot be waived or improperly limited.

46. No Advance Fees for Covered Foreclosure Rescue

A covered foreclosure-rescue consultant generally may not charge, collect, receive, or secure payment before completing all promised foreclosure-related rescue services.

47. Refund After Cancellation

Where a covered homeowner cancels, payments that must be returned generally must be refunded within the timeframe required by Florida law.

48. Foreclosure-Rescue Transactions With an Interest Retained by the Homeowner

Florida separately regulates a foreclosure-rescue transaction involving residential property already in foreclosure where:

This type of transaction carries substantially more regulation than an ordinary permanent arm’s-length cash sale.

49. Three-Business-Day Cancellation of Covered Foreclosure-Rescue Sale

A homeowner in a covered foreclosure-rescue transaction generally may cancel the transaction no later than 5:00 p.m. on the third business day after signing the written agreement.

The cancellation right cannot be waived.

The statute requires a separate conspicuous cancellation notice.

50. Repurchase Rights and Ability to Pay

Where a covered foreclosure-rescue transaction gives the homeowner a right to repurchase the property:

51. Thirty-Day Cure Right in Certain Repurchase Transactions

In a covered foreclosure-rescue transaction involving a homeowner repurchase right, Florida provides a 30-day right to cure defaults under the contract, exercisable on up to the number of occasions permitted by statute.

Transaction-specific documents must include the required protections.

52. Ordinary Permanent Cash Sale Is Different

An ordinary arm’s-length purchase in which:

is different from a statutory foreclosure-rescue reconveyance arrangement.

The actual facts control.

53. Requesting a Cash Offer Does Not Stop Foreclosure

Submitting a Website inquiry, receiving an offer, or negotiating a sale does not automatically:

A homeowner facing foreclosure should independently determine all applicable deadlines.

54. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

55. Federal Mortgage-Assistance Rules

Where separate conduct constitutes mortgage-assistance-relief services under federal law, federal rules may regulate:

56. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

57. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

58. Pending Insurance Claims

If property is sold while an insurance claim remains pending, transaction documents should address the parties’ rights concerning:

59. Insurance Rights Do Not Automatically Transfer

A sale does not automatically transfer:

Those matters depend on:

60. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking assistance negotiating an insurance claim should work with an appropriately licensed public adjuster or attorney where required.

61. Condominium Property

If the property is a Florida condominium unit, separate statutory disclosures and document-delivery requirements may apply.

A resale purchaser can be entitled to current association documents and other information, and statutory cancellation or voidability rights may apply depending on timing and transaction circumstances.

Fire damage to a unit or common elements does not eliminate those condominium requirements.

62. Homeowners’ Association Property

If property is subject to mandatory homeowners-association membership, Florida law can require a disclosure summary before execution of the sales contract.

If the required disclosure summary is delivered late, the buyer may have a statutory right to cancel within the applicable period before closing.

63. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential property constructed before 1978.

Nothing on the Website replaces applicable federal requirements.

64. Tenant-Occupied Property

The sale of tenant-occupied property does not by itself automatically terminate every lawful tenancy.

A purchaser should review:

Vacant appearance following a fire should not automatically be treated as proof that all tenant rights have terminated.

65. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

66. Florida Recording Law

Florida generally requires prior consent from all parties to record a private wire, oral, or electronic communication, subject to statutory exceptions.

Acquisition calls should therefore not be silently recorded merely because one participant consents.

Where a covered communication is recorded, appropriate notice and legally sufficient consent should be obtained from all participants.

67. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing is not a condition of receiving an offer or selling property where prohibited by law.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

68. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

69. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This consent does not eliminate documents or notices that applicable law requires to be provided in a particular form or manner.

70. Privacy

Our handling of personal information is described in our Privacy Policy.

71. Independent Decision-Making

Selling fire-damaged real estate can have substantial:

You may wish to consult:

72. No Professional Advice

Website content does not constitute individualized:

73. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

Where a Florida licensed real estate professional participates, applicable brokerage relationship disclosures and professional duties control.

74. Acceptable Use

You may not:

75. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Hialeah Florida.

You may not commercially reproduce protected Website content without authorization.

76. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

77. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

78. No Guarantee of Transaction

We do not guarantee:

79. Marketing Claims

Website statements describing our process as:

describe intended or possible service characteristics and do not guarantee a particular economic result.

The executed transaction documents control.

80. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

81. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

82. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE HIALEAH FLORIDA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

83. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

84. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Hialeah Florida from claims arising from your:

85. Governing Law

These Terms are governed by the laws of the State of Florida, except where another law must apply.

86. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Florida.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

87. Non-Waivable Florida Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

88. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

89. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

90. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will remain effective.

91. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

92. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This provision does not determine whether a real estate purchase agreement may be assigned.

Assignment of a purchase agreement is governed by:

93. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

94. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Hialeah Florida
Hialeah, Florida
United States

Website: ibuyfiredamagedhomeshialeahflorida.com